I really like to listen to from my readers. I encourage you to write down to me, and for that I get lots of of messages each day—questions galore, nice tales, a lot of love, and tons of encouragement. Please, by no means cease writing to me!
Whereas I do learn each single message, I merely can’t reply to all of them. And truthfully, I don’t have a selected standards for which inquiries to reply in posts like this.
Usually, I choose questions with common attraction and a excessive probability that others have the identical or comparable questions. And right here’s a touch: Nicely-written, full messages with a transparent state of affairs and query get particular consideration.
Here’s a fast abstract of the questions I’ll reply in as we speak’s submit. You’ll be able to click on on one to go straight to it, or simply scroll right down to learn all. Take pleasure in!
- 1 Contents
- 1.1 1. Are on-line financial savings banks protected?
- 1.2 2. Opossums are making my life depressing!
- 1.3 three. Single fitted XL twin mattress sheets?
- 1.4 four. Assist! My new fridge stinks!
- 1.5 5. Daughter doesn’t qualify for an honest bank card
- 1.6 6. I attempted Lestoil and that is what occurred
- 1.7 7. Want furnishings polish recipe once more, please?
- 2 Q1: Are on-line financial savings banks protected?
- 3 Q2: Assist! Opossums are taking up my patio and making my life depressing
- 4 Q3: Doesn’t anybody promote high-quality XL twin sheets individually?
- 5 This fall: Assist! My new fridge is a smelly mess!
- 6 Q5: My daughter can’t qualify for a credit-card
- 7 Q6: I attempted Lestoil and that is what occurred
- 8 Q7: Want furnishings polish recipe once more, please
1. Are on-line financial savings banks protected?
2. Opossums are making my life depressing!
three. Single fitted XL twin mattress sheets?
four. Assist! My new fridge stinks!
5. Daughter doesn’t qualify for an honest bank card
6. I attempted Lestoil and that is what occurred
7. Want furnishings polish recipe once more, please?
Q1: Are on-line financial savings banks protected?
Pricey Mary: The rates of interest provided at most on-line financial savings banks like Ally.com for instance, are so a lot better than the brick and mortar financial institution the place my husband and I’ve our financial savings. Our fee of curiosity is horrible! However we’re hesitant to maneuver any of our financial savings to a web-based financial institution. Is it protected? I might love to listen to your opinion. Love your web site! I’ve used your suggestions on so many issues. Thanks. Heidi
Pricey Heidi: On-line banks are FDIC-insured the identical as brick and mortar banks, so your cash is equally protected towards financial institution failures.
However there’s one other facet of on-line banking: You’re trusting that your cash is protected from hackers, who with a couple of keystrokes might empty our account. To fight this menace with their on-line presence, banks and credit score unions have supply super safety with firewalls, anti-virus safety and fraud monitoring. However on-line accountholders should shield the entrance finish of their accounts—in the identical means you shield your checkbook, ATM pin and different particulars relating to your conventional financial institution accounts.
- By no means do your banking whereas on a public wi-fi connection
- Be certain that your anti-virus software program is updated
- Change your passwords often
- Join textual content alerts so you understand shortly about any irregularities
- Examine your accounts repeatedly
- Select a financial institution with top-notch safety
I financial institution with a web-based financial savings financial institution, and luxuriate in these larger rates of interest. And I watch the account like a hawk. Up to now, not a single drawback. Hope that helps. And thanks in your type phrases. It was nice to listen to from you.
Q2: Assist! Opossums are taking up my patio and making my life depressing
Pricey Mary: Do you occur to know the best way to eliminate opossums? I reside in an house with a patio and I wish to plant tomatoes, and so on However the possums eat them earlier than they get ripe and poop within the pots then, I’ve to eliminate the plant as a result of they carry illnesses. So, I’ve not been capable of develop any fruit or vegetaables. I’ve tried some ways, however they don’t work. Please assist. Sheri
Pricey Sheri: Do this deterrent that works for opossums, raccoons, rabbits and all types of nuisance critters: Unfold one thing that smells potent. Ammonia, mothballs, and garlic are all scents that these animals are likely to flee from.
Instance: Pour a small quantity of family ammonia right into a espresso can with a lid. Place a rag contained in the ammonia and convey one find yourself by means of a gap minimize into the lid. The rag will act as a wick to disperse the fumes. The trick is utilizing these deterrents strategically in order that the pungent odor doesn’t make your patio uninhabitable by you, too!
Q3: Doesn’t anybody promote high-quality XL twin sheets individually?
Pricey Mary: We lately bought a king-size adjustable mattress, consisting of two twin XL field springs and mattresses. I purchased two twin xl fitted sheets at Mattress, Tub and Past and use a king measurement flat sheet over prime.
The fitted sheets aren’t fairly deep sufficient to remain on the corners when the mattress is adjusted. They pop off and that’s so annoying. I need to purchase high-quality, deep-pocket, separate fitted sheets, however all I can discover are available sheet units.
Have you learnt of anywhere the place I should purchase good high quality, deeper pocketed twin xl fitted sheets individually? Any provide help to may give me can be enormously appreciated. Margaret
Pricey Margaret: Examine Boll and Department, a web-based retailer that sells high-quality, long-staple, natural cotton sheet each in units and individually. The XL twin fitted sheets are available a selection of pocket depth as much as 17-inches and in fairly a number of colours. I’ve observed that they routinely promote out this specific product, so be affected person. You possibly can study extra with a name to customer support, 800.678.3234.
This fall: Assist! My new fridge is a smelly mess!
Pricey Mary: I’m at my wits finish. I went away for two weeks and once I got here house my fridge stunk! I threw out the previous chilly cuts and anything I assumed might have brought on the odor. I cleaned all of the cabinets and partitions however the odor persists! And altered the air filter. Please assist! The fridge is just one yr previous. MaryChris
Pricey MaryChris: Oh, I really feel (uh, odor) your ache! However don’t fret. Our buddies at Nok-Out have the next directions for you.
First, take away completely every little thing from the fridge, throwing stuff away as wanted.Then take away the racks, sliding drawers, crispers and the like. Put these into the sink or bathtub. Run scorching water and cleaning soap. Utilizing a sponge scrubber, begin scrub and clear the gunk away. Rinse. Dry.
Subsequent, spray with Nok-Out Odor Elminator and miss to air dry.
Whereas the racks are drying, return to the now-empty fridge and wipe away any crud whereas it’s nonetheless dry. Then, spray all surfaces with SNiPER™. Spray the coils, spray within the cracks. Nok-Out wants to return in touch with each floor the stink has met up with.
Utilizing both a clear rag or paper towels, start scrubbing and wiping the partitions till you’ve cleaned every part and each millimeter completely. Spray another time with Nok-Out and stroll away, permitting the within of the fridge to air dry as nicely. That is key. It’s throughout this drying time that Nok-Out will oxidize. That’s the key.
As soon as every part is dry, start re-assembling the racks and crisper drawers and put every thing again. Your fridge is now clear and deodorized. You’ll be able to comply with the identical procedures for the freezer part.
The brief model of this: Spray, wipe, spray—and stroll away.
Nok-Out can be used to securely clear and deodorize your fridge with out exposing your loved ones to extremely poisonous cleaners.
Q5: My daughter can’t qualify for a credit-card
Pricey Mary: 21-yr previous daughter hoped to discover a zero% APR supply to cost larger-than-expected automotive repairs. She utilized for the restore store’s bank card, however was turned down on account of no credit score historical past. So, I ended up placing the fees on my credit-card account.
Her plan was to switch the quantity to a bank card she would open elsewhere. She’s having hassle doing that as a result of she nonetheless has no credit score, which make the rates of interest actually excessive!
Have you learnt of a means to do that? If I co-signed, would she get a greater price? She’s sure she’d be capable of pay it off inside three to four months. Any concepts? Sandra
Pricey Sandra: Given her lack of credit score, I’m uncertain that your daughter can qualify for a credit-card account that isn’t full of excessive curiosity and outrageous charges. Even when she will, you will be unable to do a stability switch out of your account to hers. It doesn’t work that approach.
However there’s a simple method you’ll be able to obtain your required consequence right here—to assist her construct an excellent credit score historical past. Add her as an “approved consumer” to this account on which you’ve charged her automotive repairs. Now your good credit score historical past from that one account will start to be reported to her credit score historical past file as properly. That may accrue to her historical past to create and start to construct her credit score rating. If she sticks to her plan and pays the debt shortly, all of that constructive exercise will profit her credit standing in addition to yours.
Not all issuing banks function precisely the identical in terms of including a licensed consumer however usually you are able to do this on-line by logging in to your bank card account or by merely calling the customer support quantity on the again of your bank card. Request that she be added as a licensed consumer. It’s that straightforward. You will want her SS quantity and different figuring out info useful if you make that decision.
As the first account holder, you’re the solely one that can designate a licensed consumer. The approved consumer can’t contact the bank card issuer so as to add themselves to an account.
Q6: I attempted Lestoil and that is what occurred
Pricey Mary: Just lately, you wrote a column about Lestoil and though it’s been round since 1930’s, you hadn’t heard about it. Nicely, I even have been round since 1930 and used to make use of Lestoil however hadn’t seen it lately. I needed to go to a number of shops to seek out it.
My husband spilled a bottle of rubber cement on our workplace carpet a number of years in the past. I discovered many steered cures on-line for how one can eliminate the ugly stain however nothing labored.
I attempted the Lestoil and I’m thrilled to inform you that after one remedy it was virtually gone and after two, it was completely gone! I’m completely ecstatic!
Thanks a lot for reintroducing me to this fabulous product. I really like your column! Sustain the great work! Marianne
Pricey Marianne: That is fantastic information! What a terrific testimonial. I’m positive your hubby is extra pleased than anybody, now that he’s out of the doghouse. For these having hassle discovering it, Lestoil is available at Amazon, with prime delivery. Thanks for letting us know!
Q7: Want furnishings polish recipe once more, please
Pricey Mary: I used to be so hoping to seek out an previous recipe that apparently, I’ve misplaced. You revealed it a few years in the past (perhaps longer). I used it to revive a vintage chest-on-chest to look showroom prepared.
I recall that it had olive oil and I consider vinegar and should have included a drop or two of Blue Daybreak, unsure. That chest was a tragic wanting piece of furnishings earlier than remedy, and delightful after. Do you’ve got any concept what I’m speaking about, and will you print it once more? Betty
Pricey Betty: A fast search turned up two choices. Do both one take a look at all acquainted? The primary is superb, however does require a little bit of effort to collect the components!
Wooden Furnishings Polish
Do-it-yourself furnishings polish is best in your wooden furnishings than something you purchase on the retailer. It polishes, cleans and protects like no business product can. In a sturdy container with a tight-fitting lid mix
1/three cup boiled linseed oil
1/three cup turpentine gum spirits
1/three cup white vinegar
Shake properly. Apply with a mushy material and wipe utterly dry with a second clear smooth material. Label clearly and hold out of attain of youngsters!
Make-It-Your self Furnishings Polish
1 cup olive oil
1/2 cup lemon juice
1 teaspoon white vinegar
Combine till blended properly. You are able to do this in a blender or meals processor to get the components to emulsify, in the identical method you’d make salad dressing.
To make use of, merely apply a small quantity of the combination with a tender material and buff to a shine. Use sparingly! Just a little of this combination will go a great distance. It’s best to start out with a small quantity in your material, including extra as vital. For those who depart an excessive amount of oil on furnishings it is going to act as a magnet to draw the mud you’re making an attempt to keep away from. Retailer within the fridge.
You might favor to make use of Jojoba oil as an alternative of olive oil, if you’ll find it (look in a well being meals retailer or on-line). Jojoba is a pure liquid wax that has no scent and won’t grow to be rancid.
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